Should savings be on the diagram?

Yes. Savings and investments are where money goes, so they get their own nodes on the right, next to the spending.

What if my income and spending do not match?

Add the difference as its own node, named for what it is: leftover, credit card or overdraft. The picture stays true.

Building, styling and a watermarked PNG are free, with no account. A Pass buys saving, re-running and clean PNG or SVG export.

Template · monthly

This is one month of take-home pay, drawn as a Sankey diagram. Income enters on the left and every dollar leaves on the right.

It is the shape people post when they show a budget: readable at a glance, and honest about how much of the month is already spent.

Free to build and style. No account until you save.

Personal budget11 flows

The numbers that drew it

1
List your income, then your spending
Each line is one movement: where the money came from, how much, where it went. Group small categories together.
2
Paste it over the example
Amounts keep the notation you typed. $1,850 stays $1,850 in the diagram and in the exported file.
3
Pick a theme and export
Square is a good export size for posting. Deck is better if the budget is going into a document.

The studio opens on this diagram, with the numbers in the panel beside it. Select all, paste yours over them.

Should savings be on the diagram?: Yes. Savings and investments are where money goes, so they get their own nodes on the right, next to the spending.
What if my income and spending do not match?: Add the difference as its own node, named for what it is: leftover, credit card or overdraft. The picture stays true.
Is it free to make and download?: Building, styling and a watermarked PNG are free, with no account. A Pass buys saving, re-running and clean PNG or SVG export.

Passes are paid once: $12 for a week, $39 for a quarter, $99 for a year. A Pass buys saving, re-running, saved themes and clean PNG or SVG export.